314 Main Street, Townsend, DE 19734-7702 $319,900

Beds/Baths: 2/1.1
Acreage: 0.09
Age:105 years
Style:
Converted Dwelling
MLS#: DENC2076016
Subdivision: None Available
Design/Type:
Detached

Description

Step into history with this unique 2-bedroom, 1.5-bath home, formerly the Wilmington Trust Bank, built in 1920 and thoughtfully renovated in 1985. This one-of-a-kind property offers the perfect blend of historic charm and modern living, with original features preserved throughout. As you enter through the front door, you’ll notice a small section of the original bank tile flooring, setting the tone for this special home. The rest of the main floor features luxury vinyl plank flooring, offering durability and modern appeal. The former bank teller station is now a sleek, open galley kitchen, complete with stainless steel appliances, ample counter space, and stylish art deco milk glass pendant lights that resemble the bank's original design. Arches from the original teller windows separate the kitchen from the living room, adding an elegant touch that preserves the building’s rich history. On this level, you’ll also find a spacious bedroom and a convenient half bathroom, providing additional comfort and functionality. Another unique feature of this home is the trap door in the floor, leading to the laundry room in the basement. With soaring 14-foot ceilings throughout the main floor, the living spaces feel expansive and airy. The home also features the original bank vault door, which is still in place, adding character and a touch of intrigue to the space. This door leads to a spiral staircase which takes you to the second floor. Here you'll find a second bedroom, a full bathroom, and a large finished versatile loft area that offers endless possibilities – whether as a private office, reading nook, or additional storage. This unique home features a solid exterior with two layers of brick that were used in its original construction, ensuring both durability and historical authenticity. On the side of the home, you'll find the original night bank depository box, still intact and adding to the property’s unique story. Located in the heart of Townsend, Delaware, this extraordinary home combines the allure of small-town living with the convenience of nearby amenities and major roads. Don’t miss your chance to own this extraordinary home — where history and modern living meet in perfect harmony. Schedule your tour today!

Bedroom 2: Upper 1
Loft: Upper 1
Bathroom 2: Upper 1
Bedroom 1: Main
Bathroom 1: Main
Kitchen: Main
Dining Room: Main
Living Room: Main
Laundry: Lower 1

Taxes: $1,581
Home Assoc: No
Condo Assoc: No
Garage: N
Basement: Y
Pool: No Pool
School Dist: Appoquinimink

Features

Utilities
Forced Air Heating, Propane - Leased, Window Unit(s) Cooling, Electric, Hot Water - Electric, Public Water, Public Sewer, Basement Laundry

Garage/Parking
Driveway

Interior
Ceiling Fan(s), Combination Dining/Living, Entry Level Bedroom, Partial , Skylights

Exterior
Block Foundation, Brick Exterior, Sidewalks

Lot
Rear Yard

Select a school from the following list. Schools are grouped by school type.
The schools on this list are selected by their proximity of up to 5 miles to the property address. Proximity does not guarantee enrollment eligibility. Please contact the school directly for more information on enrollment requirements.
* If there are more than 5 schools of any type within a close proximity, click on the button to see additional schools of that type near the search address.

Public Elementary (10 schools)

School District Grades Place Distance
Townsend Elementary School Appoquinimink School District 1–5 Townsend 0.28 mi
Townsend Early Childhood Center Appoquinimink School District K Townsend 0.34 mi
MOT Charter School MOT Charter School K–12 Middletown 3.19 mi
Appoquinimink PreSchool Center Appoquinimink School District Preschool Middletown 3.61 mi
Old State Elementary School Appoquinimink School District 1–5 Townsend 3.66 mi
Silver Lake Elementary School Appoquinimink School District 1–5 Middletown 3.71 mi
Spring Meadow Early Childhood Center Appoquinimink School District K Townsend 3.72 mi
Odessa High School Appoquinimink School District 9–11 Townsend 3.77 mi
Brick Mill Early Childhood Center Appoquinimink School District Preschool–K Middletown 4.45 mi
Brick Mill Elementary School Appoquinimink School District 1–5 Middletown 4.45 mi

Public Middle (5 schools)

School District Grades Place Distance
MOT Charter School MOT Charter School K–12 Middletown 3.19 mi
Meredith (Everett) Middle School Appoquinimink School District 6–8 Middletown 3.57 mi
Odessa High School Appoquinimink School District 9–11 Townsend 3.77 mi
Cantwells Bridge Middle School Appoquinimink School District 6–8 Townsend 3.79 mi
Redding (Louis L.) Middle School Appoquinimink School District 6–8 Middletown 4.08 mi

Public High (3 schools)

School District Grades Place Distance
MOT Charter School MOT Charter School K–12 Middletown 3.19 mi
Odessa High School Appoquinimink School District 9–11 Townsend 3.77 mi
Middletown High School Appoquinimink School District 9–12 Middletown 3.81 mi

Private (3 schools)

School Grades Place Distance
St Andrew's School Episcopal 9–12 Middletown 2.69 mi
St Annes Episcopal School Episcopal Preschool–8 Middletown 3.25 mi
Gem School Inc (The) Nonsectarian Preschool–K Middletown 4.09 mi

© 2025 LiveBy. All Rights Reserved.

This report is a detailed community overview for Townsend (19734), Delaware.

Community Quick Facts

  • Average travel time to work for people in this community: 36
  • Average salary of people in this community: $58,948

Community Summary

  • Population Density (ppl / mile): 160
  • Household Size (ppl): 3.11
  • Households w/ Children: 79%

Housing Inventory

  • Owned: 3,904 (87.6%)
  • Rented: 306 (6.9%)
  • Vacant: 246 (5.5%)
  • Total: 4,456

Population Demographics

The population of the community broken down by age group. The numbers at the top of each bar indicate the number of people in the age bracket below.

Total: 13,115
Households: 4,210
Median Age: 40.70

Climate and Weather

The Temperature chart displays average high and low values for January and July, and is designed to provide an indication of both seasonal and daily temperature variability. The Weather Risk Index indicates the calculated risk of each type of weather event occurring in the future. This risk is based on historical localized storm events and weather patterns. The national average for each type of weather event equals a score of 100, so a score of 200 would represent twice the risk as the national average, and a score of 50 would represent half the risk of the national average.

Temperature

Education

Highest Level of Education Attained

  • Less than 9th Grade: 1.2%
  • Some High School: 5.7%
  • High School Graduate: 38.2%
  • Some College: 20.2%
  • Associate Degree: 5.2%
  • Bachelor's Degree: 19.8%
  • Graduate Degree: 9.6%

Income by dollar range

Median Income: $96,733

Fair Market Rents

The Fair Market Rents show average gross rent estimates based on figures provided by the U.S. Department of Housing and Urban Development (HUD).

  • Three Bedroom: $1,458
  • Four Bedroom: $2,040

© 2025 LiveBy. All Rights Reserved.

Contact Information

Listing Courtesy of: Crown Homes Real Estate , (302) 504-6147

The data relating to real estate for sale on this website appears in part through the BRIGHT Internet Data Exchange program, a voluntary cooperative exchange of property listing data between licensed real estate brokerage firms in which Patterson-Schwartz Real Estate participates, and is provided by BRIGHT through a licensing agreement. The information provided by this website is for the personal, non-commercial use of consumers and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information Deemed Reliable But Not Guaranteed.
Copyright BRIGHT, All Rights Reserved
Listing data as of 2/24/2025.

314 Main Street, Townsend, DE 19734-7702

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Broker Compensation

An offer of broker compensation or seller concession is not a guarantee. All compensation offers and concessions are negotiable and subject to written agreement between the parties. Please consult with your real estate agent for more information.